Refinancing - Mortgage Brokers based in Ipswich

Refinance your Loan

At Ready Finance, we're Finance & Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan

5.0

from 112 Reviews

Header Photo for Refinancing Ready Finance

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing your mortgage can feel like a daunting task, but it offers a multitude of benefits that could significantly enhance your financial wellbeing. Whether you're looking to reduce your loan repayments, unlock equity in your property, consolidate debts, or simply snag a better interest rate, refinancing could be the golden ticket to achieving your financial goals. At Ready Finance, we understand the importance of making well-informed decisions, especially when it comes to your finances. That's why we’re here to guide you through every step of the refinancing process.

Our team of experienced Mortgage Brokers sets us apart from the competition. We pride ourselves on our ability to access a wide array of loan options from banks and lenders across Australia, ensuring that you get a deal that's tailored to your specific needs. Whether you're at the end of a fixed-rate period and looking to explore new options, or you’re interested in changing your loan term to better suit your current financial situation, we’ve got you covered.

Refinancing with Ready Finance means customised solutions. We take into consideration your credit history, financial situation, and the amount you’re looking to borrow, to offer you the most competitive interest rates available. Our aim is to reduce your financial strain, not add to it.

The application process has been streamlined for your convenience. Starting with a simple evaluation of your bank statements and current loan terms, we ensure that the entire process is as straightforward and hassle-free as possible. Our experts are here to provide guidance, answer any questions you might have, and support you in making the switch with confidence.

Choosing Ready Finance for your refinancing needs means opting for a partner who genuinely cares about your financial success. We’re dedicated to helping you unlock the full potential of your property, whether that’s by releasing equity, consolidating your debts, or securing lower repayment rates. With Ready Finance, navigating the refinancing landscape is simpler and more rewarding.

How much could you save?

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Our Recent Reviews

Ben and the team are professional and detailed. They managed to secure a loan for me with a very unique financial situation in a short timeframe. I would highly recommend them and most certainly will use them in the future.

Andrew Bullpitt

Ben was so wonderful to work with and explained everything clearly and calmly. He made the stressful experience of applying for a mortgage as a first home buyer that much easier and I felt supported throughout. I appreciated the quick responses to my many questions and requests. Shout out to Ashleigh who was also amazing, professional and lovely! I would very much recommend Ben, Ashleigh and the team to anyone else seeking a mortgage broker.

Lauren Murray

I had a fantastic experience working with Ready Finance. From start to finish, they were professional, responsive, and incredibly knowledgeable. They took the time to understand my needs and provided clear, honest advice throughout the entire process. What stood out most was their attention to detail and commitment to making sure everything went smoothly. I felt confident and well-informed at every step. I highly recommend Cameron McDougall at Ready Finance to anyone looking for a reliable and trustworthy broker.

Liam Dobson

Cameron and Ashleigh are amazing. They went above and beyond to help me get finance. Being a single mum nearly 50, didn't ever think I would get back into owning a home. But thanks to these guys, settlement is in a couple of weeks. They are amazing, would highly recommend over and over.

Megan S

Frequently Asked Questions

Why should I use a Mortgage Broker?

Brokers work as the intermediary between you and the lender. We work in your best interest to get you the best loan for your scenario. Your broker will be your single point of contact throughout the process; no more waiting on hold and explaining your situation to several different people.

You could potentially be wasting your time taking your application directly to the wrong bank for your scenario; instead let your broker get it right the first time.

At what point should I see a mortgage broker?

If you’re coming off a fixed rate, it is best to speak to a broker 4 to 6 weeks before the fixed rate expires. That way, you can ensure you don’t revert to a super high revert rate, and the transition to a new low-rate loan all happens at the right time.

If you’re looking to buy a home, it would be best to speak to a broker 2 weeks out from when you are going to start looking in earnest. The broker can then assess borrowing capacity, and check credit ratings, and eligibility before possibly helping with a pre-approval.

How much do mortgage brokers charge?

Our service to you is free of charge; we are paid by your chosen lender when your loan settles at no extra expense to you.

Is it better to use a mortgage broker?

There are benefits of using a broker compared to going directly to the bank. Most brokers work with several different banks, and if your scenario fits, the broker will find you the best deal with the cheapest rate.

If you use a broker at Ready, you will have one contact whom you can keep in touch with via text, call, or email; no waiting in call center queues, no need to explain your issue to the 3rd person in a row.

Sometimes, going directly to the bank, you can waste time by applying to a bank that won’t even consider your scenario. A good broker will be able to navigate the pitfalls and go to the right lender the first time around.

Can you help first home buyers?

Since navigating the home-buying process is already tough, we've made it a bit easier by gathering all the current grants, schemes, and discounts available to Australian first-home buyers in one place.

Do you get a better rate with a mortgage broker?

Brokers have access to over 30 different lenders, and finding the customer the best rate is something we always strive to achieve.

But not all lenders are equal. If I could offer you a straightforward application with minimum paperwork and a next-day approval versus a complex paperwork marathon to save $5 a month, which would you choose?

Request a Call Back

Name

Phone Number

Email Address

Contact

Shop 8, Karalee Shopping Village, 39-52 Junction Road, Karalee, QLD 4306

07 3544 0922

Ready Finance Group Pty Ltd ABN: 83 672 779 761. Credit Representative #534 137 is authorised under Australian Credit License #389 328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.