First Home Buyers
Home Loans
Refinancing
With access to hundreds of Home Loans, we're sure to be able to find one for you
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See more...Ben and the team made the process of refinancing my mortgage easy. Was worried I wouldn’t be successful but they made it happen quickly and painlessly.
Jo Barton
We had an excellent experience with Ben. Despite our unique situation with a non-standard loan structure and the need for a guarantor, Ben was incredibly knowledgeable, patient, and proactive throughout the process. He took the time to explain every detail, presented us with options we hadn’t considered and made us feel confident in our decisions. Ben’s support and dedication made what could have been a complex process feel manageable and stress-free. We couldn’t be happier with the service and highly recommend him to anyone in need of expert mortgage guidance!
Jenina Andal
Ben is super experienced in his craft and can help with home buying journey of nearly any complexity!
Alex Chernov
Awesome mortgage broker and great supportive team.
Stephen Sulewski
Passionate about customer service, and placing our clients at the heart of everything we do - in fact, we don't need to engage in highly pressurised selling techniques to deliver great performance outcomes.
Instead, focussing on building strong customer relationships, understanding their needs and recommending products or services that suit, underpinned by open communication style, honesty and commitment to finding the best solution for them.
With an easygoing approach, we help customers feel supported in navigating what can be a complex but also exciting process!
Brokers work as the intermediary between you and the lender. We work in your best interest to get you the best loan for your scenario. Your broker will be your single point of contact throughout the process; no more waiting on hold and explaining your situation to several different people.
You could potentially be wasting your time taking your application directly to the wrong bank for your scenario; instead let your broker get it right the first time.
If you’re coming off a fixed rate, it is best to speak to a broker 4 to 6 weeks before the fixed rate expires. That way, you can ensure you don’t revert to a super high revert rate, and the transition to a new low-rate loan all happens at the right time.
If you’re looking to buy a home, it would be best to speak to a broker 2 weeks out from when you are going to start looking in earnest. The broker can then assess borrowing capacity, and check credit ratings, and eligibility before possibly helping with a pre-approval.
Our service to you is free of charge; we are paid by your chosen lender when your loan settles at no extra expense to you.
There are benefits of using a broker compared to going directly to the bank. Most brokers work with several different banks, and if your scenario fits, the broker will find you the best deal with the cheapest rate.
If you use a broker at Ready, you will have one contact whom you can keep in touch with via text, call, or email; no waiting in call center queues, no need to explain your issue to the 3rd person in a row.
Sometimes, going directly to the bank, you can waste time by applying to a bank that won’t even consider your scenario. A good broker will be able to navigate the pitfalls and go to the right lender the first time around.
Since navigating the home-buying process is already tough, we've made it a bit easier by gathering all the current grants, schemes, and discounts available to Australian first-home buyers in one place.
Brokers have access to over 30 different lenders, and finding the customer the best rate is something we always strive to achieve.
But not all lenders are equal. If I could offer you a straightforward application with minimum paperwork and a next-day approval versus a complex paperwork marathon to save $5 a month, which would you choose?
Book a free appointment with our friendly team and we'll help you with next steps
Ready Finance Group Pty Ltd ABN: 83 672 779 761. Credit Representative #534 137 is authorised under Australian Credit License #389 328
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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