What will your new repayments be?
Is your fixed rate expiring? In less than 60 seconds understand how much your new repayments will be and how much you could save by switching to a better loan.
What will your new repayments be?
The entire process starting from applying, approval and loan disbursement with Cameron from Ready Finance was shockingly smooth. Cameron researched multiple lenders for us and was able to provide us with three excellent home loan options. He was honest and down to earth. Cameron was very helpful during our search for our home, arming us with extra information on each property we looked at before considering putting in an offer. Cameron's assistant Ash was also very helpful. Both Cameron and Ash communicated with us right through the process which helped us take on a daunting and stressful period with ease. We've been in our new home now for just over a week and are still pinching ourselves. Thanks heaps team!
Bec Bebbington
Response was awesome. No issue too hard. Great experience. Would recommend without hesitation.
Gavin Crawshaw
Hands down, Ben Moore from Ready Finance is the best Mortgage Broker anyone can ask for! He’s the man who makes the impossible, possible! No task is too big or too small! He’s able to get you from start to unconditional approval on your new home in the matter of 5 business days! He goes above and beyond to help make your dreams happen. If you’ve ever been knocked back on a loan, don’t give up until you talk to Ben! He spends the time explaining everything so you feel comfortable and understand for first timers! And works around the clock to ensure all dates are met on time and doesn’t leave you hanging with the congratulations! Thank you Ben!
Kaitlyn louise
Ben was fantastic from the first contact and the support from both him and Ashleigh throughout was first rate. I'm now excitedly building my granny flat.
Michelle K
Brokers work as the intermediary between you and the lender. We work in your best interest to get you the best loan for your scenario. Your broker will be your single point of contact throughout the process; no more waiting on hold and explaining your situation to several different people.
You could potentially be wasting your time taking your application directly to the wrong bank for your scenario; instead let your broker get it right the first time.
If you’re coming off a fixed rate, it is best to speak to a broker 4 to 6 weeks before the fixed rate expires. That way, you can ensure you don’t revert to a super high revert rate, and the transition to a new low-rate loan all happens at the right time.
If you’re looking to buy a home, it would be best to speak to a broker 2 weeks out from when you are going to start looking in earnest. The broker can then assess borrowing capacity, and check credit ratings, and eligibility before possibly helping with a pre-approval.
Our service to you is free of charge; we are paid by your chosen lender when your loan settles at no extra expense to you.
There are benefits of using a broker compared to going directly to the bank. Most brokers work with several different banks, and if your scenario fits, the broker will find you the best deal with the cheapest rate.
If you use a broker at Ready, you will have one contact whom you can keep in touch with via text, call, or email; no waiting in call center queues, no need to explain your issue to the 3rd person in a row.
Sometimes, going directly to the bank, you can waste time by applying to a bank that won’t even consider your scenario. A good broker will be able to navigate the pitfalls and go to the right lender the first time around.
Since navigating the home-buying process is already tough, we've made it a bit easier by gathering all the current grants, schemes, and discounts available to Australian first-home buyers in one place.
Brokers have access to over 30 different lenders, and finding the customer the best rate is something we always strive to achieve.
But not all lenders are equal. If I could offer you a straightforward application with minimum paperwork and a next-day approval versus a complex paperwork marathon to save $5 a month, which would you choose?
Ready Finance Group Pty Ltd ABN: 83 672 779 761. Credit Representative #534 137 is authorised under Australian Credit License #389 328
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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